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Buying a Home: What You Can Afford

 

Most first-time buyers want their dream home right away. Many first-time buyers purchase what is commonly known as a "starter home." The vast majority of home buyers lack the funds required to buy a home without assistance from a bank or other financial institution (commonly called a "lender"). So, for most of us, buying our first home means combining our savings with money borrowed through a special type of borrowing arrangement called a "mortgage."

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